first_imgTuesday 1 February 2011 8:35 pm Show Comments ▼ BETFAIRJP Morgan has started covering the online gambling group with a “neutral” rating and a target price of £10.24. The broker points out the regulatory risks of the firm, warning that 27 per cent of its revenues are generated in countries where the firm is vulnerable to changes in regulation. But it believes that this is offset by excellent cross-selling opportunities from licensed sports and potential for a tax-saving move offshore. CAPITAL SHOPPING CENTRESUBS rates the retail property owner “neutral” with a 12-month target price of 395p. The broker estimates that CSC’s recent purchase of the Trafford Centre could add seven per cent to earnings per share, based on last year’s earnings, though the share dilution could drag on EPS momentum in the medium term. UBS also warns that the share price may prove weak now that the firm is less susceptible to takeover approaches. VODAFONEGoldman Sachs rates the telecoms group “neutral” with a target price of 183p. The broker expects the firm to report 2.9 per cent year-on-year organic growth when it reports tomorrow, with total group revenues of £11.7bn. It believes the firm is unlikely to return to sustainable growth in Europe, however, or maintain predictable dividend payments from its wireless partner Verizon. More From Our Partners Native American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgBill Gates reportedly hoped Jeffrey Epstein would help him win a Nobelnypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comKiller drone ‘hunted down a human target’ without being told tonypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comSidney Crosby, Alex Ovechkin are graying and frayingnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comFeds seized 18 devices from Rudy Giuliani and his employees in April KCS-content whatsapp Sharecenter_img BEST OF THE BROKERS Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoBetterBe20 Stunning Female AthletesBetterBeUndoLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndoElite HeraldExperts Discover Girl Born From Two Different SpeciesElite HeraldUndoSenior Living | Search AdsNew Senior Apartments Coming Nearby Scottsdale (Take a Look at The Prices)Senior Living | Search AdsUndo Tags: NULL whatsapplast_img read more

Abbey Mortgage Bank Plc ( 2008 Annual Report

first_imgAbbey Mortgage Bank Plc ( listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2008 annual report.For more information about Abbey Mortgage Bank Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Abbey Mortgage Bank Plc ( company page on AfricanFinancials.Document: Abbey Mortgage Bank Plc (  2008 annual report.Company ProfileAbbey Mortgage Bank Plc is a leading non-aligned Primary Mortgage Bank in Nigeria focused on providing well-structured mortgage options as well as financial banking and advisory services. The company is the largest and most profitable Primary Mortgage Bank in Nigeria and one of seven licensed by the Central Bank of Nigeria and Federal Mortgage Bank of Nigeria (FMBN). The company’s housing and mortgage products are available to residents of Nigeria. Its full suite of banking products and services is geared towards retail banking, wholesale banking, mortgage banking, lending and mortgages and electronic banking. Formerly known as Abbey Building Society Plc, the company changed its name to Abbey Mortgage Bank Plc in 2014. The company’s head office is in Lagos, Nigeria. Abbey Mortgage Bank Plc is listed on the Nigerian Stock Exchangelast_img read more

Societe Generale Ghana Limited ( HY2013 Interim Report

first_imgSociete Generale Ghana Limited ( listed on the Ghana Stock Exchange under the Financial sector has released it’s 2013 interim results for the half year.For more information about Societe Generale Ghana Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Societe Generale Ghana Limited ( company page on AfricanFinancials.Document: Societe Generale Ghana Limited (  2013 interim results for the half year.Company ProfileSociété Générale Ghana Limited is a financial services institution offering banking products and services to the retail, corporate, investment and treasury sectors in Ghana. Its retail product offering ranges from current and savings accounts to education loans, finance lease facilities and e-banking services. Its corporate product offering ranges from transactional banking to bonds and guarantees, working capital and capital expenditure financing and corporate staff credit conversion services. Société Générale Ghana Limited also offers loans and credit facilities as well as deposits and transaction accounts for small- and medium-sized enterprises. The company was founded in 1975 and was formerly known as SG-SSB Limited until 2013 and its name was changed. Société Générale Ghana Limited is a subsidiary of SG Financial Services Holding. Its head office is in Accra, Ghana. Société Générale Ghana Limited is listed on the Ghana Stock Exchangelast_img read more

Saints and Sinners: The weekend’s talking points

first_img TAGS: Bath RugbyGlasgow WarriorsNorthampton SaintsScarlets Scarlet to the last: Josh Turnbull helped his team qualify for Europe’s top competition LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS The SaintsSelfless ScarletJosh Turnbull may be leaving the Scarlets to join the Cardiff Blues at the end of this season,  but he is still showing 100% commitment to his current club’s cause and has played a big role in helping them secure a place in next season’s European Rugby Champions Cup.The flanker was Man of the Match in this weekend’s 34-23 win over the Dragons, a victory which gave the Scarlets the points they needed to guarantee a place at rugby’s top table – a privilege the Blues and Turnbull will not enjoy.Scarlets forwards coach Danny Wilson had plenty of praise for him, saying: “Josh Turnbull was outstanding. His work rate was phenomenal. I think he’s getting better and better.”Big CattWith one hooker off with a leg injury, and the replacement then crocked as well, Bath faced the prospect of playing the remaining 26 minutes of their crucial Aviva Premiership match against Northampton with 14 men, because the laws state that if an injury leads to a game going to uncontested scrums, the injured player cannot be replaced.Just as referee Matt Carley was passing on that piece of unwelcome news to the incredulous Bath skipper Stuart Hooper, Bath’s replacement prop Nathan Catt decided it was time to take one for the team.Cool Catt: Prop Nathan Catt stepped in at hookerHe bravely said he could play hooker, which allowed Bath to play out the game with a full team, helping them battle to a 19-19 draw. Bath were awarded a penalty at two of the scrums Catt had to endure and he was penalised for popping up at another, which allowed Stephen Myler to kick three points, but every credit should go to Catt for stepping into the breach and to openside Guy Mercer who took on the job of throwing in at the lineouts.Bath’s former hooker Lee Mears was full of praise for Catt. “He did a fantastic job. To put your hand up and say ‘I’ll do it’ under that pressure and at that time of the season – he did wonderfully.”Law man: Matt Carley had a good gameRed-hot refThe Bath v Northampton game turned out to be a tough day at the office for referee Matt Carley, as not only did he have to deal with a full-blooded encounter between two teams trying to get the upper hand in the Aviva Premiership title race, but he also had a little known point of law to deal with (as highlighted above) and other tremendously tough calls to make.He kept a cool head and refused to be influenced by the players or the crowd, and made the right calls in a frantic last five minutes, when he yellow carded Bath replacement Anthony Perenise for a tip tackle and then refused to give a potentially match-winning penalty against Courtney Lawes in stoppage time.Carley can be proud of his performance and he received lots of praise on social media, including this Tweet from James Haskell: “One of the best referee performances, in terms of communication, consistency and making informed decisions.”Rock on, TommyGlasgow Warriors are enjoying a run of seven consecutive RaboDirect Pro 12 victories and are hot favourites to make it eight and finish in the top two of the league next weekend as they take on Zebre at Scotstoun.This week’s big hero for the Warriors was wing Tommy Seymour, who grabbed a hat-trick of tries in their 38-16 victory at Benetton Treviso.Warriors coach Gregor Townsend sung the 25-year-old’s praises. “He has been in great form all season and in the last few weeks he has been outstanding.“He had a great game against Ulster and he scored a crucial try against Ospreys. It’s great to see him playing with so much pace and power and making great decisions.”Up for the CupThe qualification rules for the new European Champions Cup seem to have had the positive effect of spicing up the RaboDirect Pro 12 already, as teams now have to fight for a place in next season’s new premier club competition instead of being permitted to walk into it by default.Since the qualification process was announced last month, and Zebre knew they had to finish above Italian rivals Benetton Treviso in the league to qualify, they have earned a losing bonus point at the Scarlets, then beaten Edinburgh and the Ospreys to earn nine points.That run of form has taken them above Treviso in the table on points difference, with one week to go.Unfortunately for Edinburgh, Cardiff Blues, Connacht and Dragons fans, they are not close enough to their national rivals to have a chance of qualifying, but the signs are that the tougher qualification rules will make the Rabo more exciting next season.Tame TigerHave you ever seen a player disallow his own try? Toby Flood did just that when Leicester Tigers played Sale Sharks on Saturday.The Tigers were 28-3 up when Flood crashed over the line in into the post, ending up in a heap with two or three defenders. Referee JP Doyle blew his whistle, but before he had a chance to call for the TMO, Flood shouted up at him: “It’s not a try, it’s not a try!”. The SinnersBoo to you tooThere was a sorry sound at the end of the Bath v Northampton game as the home fans booed referee Matt Carley and his colleagues off the pitch, unhappy with some of the decisions during the incident-packed 19-19 draw. It brought back unhappy memories of the abusive chanting that referee Tim Wigglesworth had to endure after the Gloucester v Bath match last month and it is something which needs to stop, immediately.Being a rugby fan means you support your team by shouting, clapping, singing and cheering, as loud and long as you like. It also gives you license to indulge in a bit of friendly banter with the opposition. What it does not and should not entitle you to do is hurl abuse at players, opposing fans or match officials.If you want to do that, watch the game at home on TV or in the pub, but please do not poison the friendly, happy atmosphere which we all enjoy at our rugby grounds. If a referee makes a mistake or interprets the law in a way you do not agree with, that does not give you the right to call him all the names under the sun.Northampton player Christian Day sprung to referee Carley’s defence on Twitter, saying: “Walked off next to the ref at the end and the abuse he got was shocking. Don’t care if he got it right or wrong. Doesn’t belong in rugby.” Dave Flatman, who used to play for Bath and still works for the club, backed up Day in a Tweeted reply.Gloucester reminded their fans of the game’s code of conduct after the sour atmosphere at the end of the derby game and it seems it is time for other clubs to follow that lead and stamp out this abuse of officials.Careless: Court (right) had to pay for his errorLeaving cardTom Court spoiled his own Ravenhill leaving party as the prop was sent off just 16 minutes into his final home match for Ulster, before his summer move to London Irish.Court was shown a red card for a dangerous tackle on his fellow Ireland international Devin Toner. Ulster went on to lose the match 22-20 to Leinster, and instead of being able to play through to the end of the season, Court could well finish his time in Northern Ireland serving a ban.Court is one of the game’s nicest guys, and he took to Twitter to apologise to Toner for a “moment of carelessness”.He continued: “Apologies also to the boys & esp the fans, who are always unbelievable. Not how I wanted to finish at Ravenhill. Thanks for the memories.”Ex-cruciatingExeter Chiefs’ hopes of snatching the European playoff place from the grasp of London Wasps died a death in a fashion they will not be happy with. Leading Harlequins 23-5 early in the second half, the Chiefs looked like keeping their season alive, but somehow they allowed Quins to take control of the game and win 30-29.It was a great shame for Exeter and the defeat overshadowed a magnificent try by Matt Jess, set up with a magical run by Ian Whitten. The Chiefs will need to rediscover their old never-say-die spirit next season. It was amazingly honest of the former England fly-half and as Leicester were so far in front he was in a position to be charitable, but I am not sure Tigers boss Richard Cockerill will want to encourage this kind of generosity!Seventh heavenScotland Sevens gave the home fans something to cheer at the Emirates Airline Glasgow Sevens, as they reached the Cup semi-finals for the first time in this year’s HSBC World Series. They lost 10-7 at that stage to Canada, and then 17-10 to Fiji in the third-place playoff.Treble: Lee Jones scored three tries for ScotlandIt trumped Scotland’s previous best performances of the season, when they reached the Cup quarters in Dubai and gave them 15 points in the series table. A trio of wins against Australia, the USA and Spain on day one had sent them into the quarters, where Scotland toppled South Africa 12-7. The tension is rising as the season reaches its climax, bringing the best and worst out of some of the players – and the fanslast_img read more

France hang on to beat Italy in entertaining Six Nations opener

first_imgSunday Feb 7, 2016 France hang on to beat Italy in entertaining Six Nations opener Italy came close to springing the first upset of the tournament when they were narrowly beaten 23-21 in the opening match of the 2016 Six Nations. A late attempt at a dropgoal from number eight Sergio Parisse went wide, and France hung on for victory in an entertaining clash.Italy had led 18-10 at the Stade de France before a Hugo Bonneval try on 59 minutes, and two penalties from Jules Plisson, gave the hosts their first win under new coach Guy Noves.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life Reports30+ Everyday Items With A Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Gimme – coin collecting robot

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Gimme – coin collecting robot AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Humour Technology Gimme is a coin-collecting robot developed by Chris Eckert. A rather spooky fundraising device.  53 total views,  1 views today Howard Lake | 6 May 2011 | News  54 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisementlast_img read more

New Calibration Tool Will Help Astronomers Look for Habitable Exoplanets

first_img First Heatwave Expected Next Week More Cool Stuff Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Your email address will not be published. Required fields are marked * Make a comment A segment of the near infrared (IR) spectrum of a cool star as observed by the Keck II telescope’s near infrared spectrometer (NIRSPEC). Dark bands represent absorption features in the star’s atmosphere. (B) A segment of the near IR spectrum from the laser frequency comb, observed by NIRSPEC during daytime tests. Small shifts of the spectrum relative to the stable wavelength standard provided by the laser comb would yield a precision measurement of the wobble induced by an orbiting planet. Credit: Credit: Emily MartinPromising new calibration tools, called laser frequency combs, could allow astronomers to take a major step in discovering and characterizing earthlike planets around other stars. These devices generate evenly spaced lines of light, much like the teeth on a comb for styling hair or the tick marks on a ruler—hence their nickname of “optical rulers.” The tick marks serve as stable reference points when making precision measurements such as those of the small shifts in starlight caused by planets pulling gravitationally on their parent stars.Yet today’s commercially available combs have a significant drawback. Because their tick marks are so finely spaced, the light output of these combs must be filtered to produce useful reference lines. This extra step adds complexity to the system and requires costly additional equipment.To resolve these kinds of issues, Caltech researchers looked to a kind of comb not previously deployed for astronomy. The novel comb produces easily resolvable lines, without any need for filtering. Furthermore, the Caltech comb is built from off-the-shelf components developed by the telecommunications industry.“We have demonstrated an alternative approach that is simple, reliable, and relatively inexpensive,” says paper coauthor Kerry Vahala, the Ted and Ginger Jenkins Professor of Information Science and Technology and Applied Physics as well as the executive officer for Applied Physics and Materials Science in Caltech’s Division of Engineering and Applied Science. The kind of frequency comb used by the researchers previously has been studied in the Vahala group in a different application, the generation of high-stability microwaves.“We believe members of the astronomical community could greatly benefit in their exoplanet hunting and characterization studies with this new laser frequency comb instrument,” says Xu Yi, a graduate student in Vahala’s lab and the lead author of a paper describing the work published in the January 27, 2016, issue of the journal Nature Communications.Scientists first began widely using laser frequency combs as precision rulers in the late 1990s in fields like metrology and spectroscopy; for their work, the technology’s developers (John L. Hall of JILA and the National Institute of Standards and Technology (NIST) and Theodor Hänsch of the Max Planck Institute of Quantum Optics and Ludwig Maximilians University Munich) were awarded half of the Nobel Prize in Physics in 2005. In astronomy, the combs are starting to be utilized in the radial velocity, or “wobble” method, the earliest and among the most successful methods for identifying exoplanets.The “wobble” refers to the periodic changes in a star’s motion, accompanied by starlight shifts owing to the Doppler effect, that are induced by the gravitational pull of an exoplanet orbiting around the star. The magnitude of the shift in the starlight’s wavelength—on the order of quadrillionths of a meter—together with the period of the wobble can be used to determine an exoplanet’s mass and orbital distance from its star. These details are critical for assessing habitability parameters such as surface temperature and the eccentricity of the exoplanet’s orbit. With exoplanets that pass directly in front of (or “transit”) their host star, allowing their radius to be determined directly, it is even possible to determine the bulk composition—for example, if the planet is built up primarily of gas, ice, or rock.In recent years, so-called mode-locked laser combs have proven useful in this task. These lasers generate a periodic stream of ultrashort light pulses to create the comb. With such combs, however, approximately 49 out of every 50 tick marks must be blocked out. This requires temperature- and vibration-insensitive filtering equipment.The new electro-optical comb that the Caltech team studied relies on microwave modulation of a continuous laser source, rather than a pulsed laser. It produces comb lines spaced by tens of gigahertz. These lines have from 10 to 100 times wider spacing than the tick marks of pulsed laser combs.To see how well a prototype would work in the field, the researchers took their comb to Mauna Kea in Hawaii. In September 2014, the instrument was tested at the NASA Infrared Telescope Facility (IRTF); in March 2015, it was tested with the Near Infrared Spectrometer on the W. M. Keck Observatory’s Keck II telescope with the assistance of UCLA astronomer Mike Fitzgerald (BS ’00) and UCLA graduate student Emily Martin, coauthors on the paper. The researchers found that their simplified comb (the entire electro-optical comb apparatus requires only half of the space available on a standard 19-inch instrumentation rack) provided steady calibration at room temperature for more than five days at IRTF. The comb also operated flawlessly during the second test—despite having been disassembled, stored for six months, and reassembled.“From a technological maturity point of view, the frequency comb we have developed is already basically ready to go and could be installed at many telescopes,” says paper coauthor Scott Diddams of NIST.The Caltech comb produces spectral lines in the infrared, making it ideal for studying red dwarf stars, the most common stars in the Milky Way. Red dwarf stars are brightest in infrared wavelengths. Because red dwarfs are small, cool, and dim, planets orbiting these types of stars are easier to detect and analyze than those orbiting hotter sun-like stars. NASA’s Kepler space observatory has shown that almost all red dwarf stars host planets in the range of one to four times the size of Earth, with up to 25 percent of these planets located in the temperate, or “habitable,” zone around their host stars. Thus, many astronomers predict that red dwarfs provide the best chance for the first discovery of a world capable of supporting life.“Our goal is to make these laser frequency combs simple and sturdy enough that you can slap them onto every telescope, and you don’t have to think about them anymore,” says paper coauthor Charles Beichman, senior faculty associate in astronomy and the executive director of the NASA ExoPlanet Science Institute at Caltech. “Having these combs routinely available as a modest add-on to current and future instrumentation really will expand our ability to find potentially habitable planets, particularly around very cool red dwarf stars,” he says.The research team is planning to double the frequency of the prototype comb’s light output—now centered around 1,550 nanometers, in the infrared—to reach into the visible light range. Doing so would allow the comb also to calibrate spectra from sun-like stars, whose light output is at shorter, visible wavelengths, and thus seek out planets that are Earth’s “twins.”Other authors of the paper are Jiang Li, a visitor in applied physics and materials science, graduate students Peter Gao and Michael Bottom, and scientific research assistant Elise Furlan, all from Caltech; Stephanie Leifer, Jagmit Sandhu, Gautam Vasisht, and Pin Chen of JPL; Peter Plavchan (BS ’01), formerly at Caltech and now a professor at Missouri State University; G. Ycas of NIST; Jonathan Gagne of the University of Montréal; and Greg Doppmann of the Keck Observatory.The paper is titled “Demonstration of a near-IR line-referenced electro-optical laser frequency comb for precision radial velocity measurements in astronomy.” The research performed at Caltech and JPL was funded through the President’s and Director’s Fund Program, and the work at NIST was funded by the National Science Foundation. Business News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Top of the News center_img Name (required)  Mail (required) (not be published)  Website  Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena 0 commentsShareShareTweetSharePin it Herbeauty8 Yoga Poses To Overcome Stress And AnxietyHerbeautyHerbeautyHerbeauty7 Things You Should Never Share With Other PeopleHerbeautyHerbeautyHerbeautyYou’ll Want To Get Married Twice Or Even More Just To Put Them OnHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeauty faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Science and Technology New Calibration Tool Will Help Astronomers Look for Habitable Exoplanets By ADAM HADHAZY Published on Wednesday, January 27, 2016 | 11:02 amlast_img read more

Quicken Loans: Homeowners and Appraisers Sync Up

first_img The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Quicken Loans: Homeowners and Appraisers Sync Up Appraisals bill banfield home price perception index home value home value index HPPI HVI Quicken Loans 2018-01-09 David Wharton Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago About Author: David Wharton Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: U.S. Remains Most Stable Destination For Foreign Investors Next: U.S. Housing Market Gets Hot Estimates about home values among homeowners and appraisers were considerably closer to lining up during the final month of 2017, according to new data released by Quicken Loans. According to the National Quicken Loans Home Price Perception Index (HPPI), home appraisals were only 0.5 percent lower than what homeowners expected in December 2017, up from 0.67 percent lower in November 2017 and a full 1 percent discrepancy in December 2016. This gap between homeowner and appraiser perception was narrower in December 2017 than it had been since March 2015. That trend toward homeowners and appraisers being more on the same page has been continuing for seven months in a row. In only a quarter of the metros measured by the HPPI were appraiser opinions lower than homeowner opinions.”Appraisers and real estate professionals evaluate their local housing markets daily,” said Bill Banfield, Quicken Loans Executive Vice President of Capital Markets. “Homeowners, on the other hand, may only think about their housing market when they see ‘for sale’ signs hit front yards in the spring or when they think about accessing their equity. This is reflected in the HPPI. The housing markets that are rising quickly, like those in the West, are having appraisal values increasing above owner estimates because owners don’t realize just how quickly those markets are advancing.”Quicken Loans’ Home Value Index also reports that the average appraisal value for homes increased 0.65 percent between November and December, and an impressive 6.17 percent compared to December 2016. The West leads the nation in home appraisal values according to Quicken Loans’ data, growing 7.42 percent year-over-year compared to December 2016. Trailing behind the West were the Midwest (6.46 percent YOY increase), South (6.37 percent YOY increase), and Northeast (3.50 percent YOY increase). The Northeast is also the only region that saw a month-over-month decrease in appraised home values in December, dropping 0.21 percent month-over-month.”Homeowners received the gift of added equity this holiday season,” said Banfield. “With several years of growth, owners may have more equity than they realize. Many consumers use the tax season at the beginning of the year to reevaluate their entire financial life. It also provides a good opportunity for them to consider how best to take advantage of their equity while mortgage interest rates and borrowing costs are still near record lows.”The top five metros where appraiser value topped homeowner perception of value in December 2017 included:Dallas, Texas (+3.17 percent)San Jose, California (+2.55 percent)Denver, Colorado (+2.22 percent)San Francisco, California (+2.22 percent)Seattle, Washington (+2.20 percent)The five metros Quicken Loans found to have the biggest disparity between homeowner and appraiser perception for December included:Cleveland, Ohio (-2.09 percent)Philadelphia, Pennsylvania (-1.97 percent)Baltimore, Maryland (-1.78 percent)Chicago, Illinois (-1.38 percent)Houston, Texas (-0.43 percent)You can read more of Quicken Loans data by clicking here. January 9, 2018 2,134 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Quicken Loans: Homeowners and Appraisers Sync Up Tagged with: Appraisals bill banfield home price perception index home value home value index HPPI HVI Quicken Loans Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Journal, Market Studies, News Subscribelast_img read more

Army confirms Downings device was a viable bomb

first_img Pinterest Twitter By News Highland – August 15, 2014 The army has confirmed that a viable explosive device was found in the Downings/Carrigart area this morning.The alarm was raised in the early hours of this morning after the pipe-bomb type device was found close to a residential property.The property is owned by a high profile businessman.Army bomb disposal have now left the scene having made the device safe.Captain Donal Gallagher says the device had the ability to cause injury:Audio Player Up/Down Arrow keys to increase or decrease volume. Gardai continue to investigate Kilmacrennan fire Man arrested on suspicion of drugs and criminal property offences in Derry 365 additional cases of Covid-19 in Republic WhatsApp Twitter Facebook Main Evening News, Sport and Obituaries Tuesday May 25th Army confirms Downings device was a viable bombcenter_img WhatsApp Facebook Previous articleBrendan Boyce finishes a respectable 16th in 50K race walkNext articleSources close to Cllr John O’Donnell says he and his family are shocked and disgusted at pipe bomb News Highland 75 positive cases of Covid confirmed in North Pinterest RELATED ARTICLESMORE FROM AUTHOR Google+ News Google+ Further drop in people receiving PUP in Donegal last_img read more

Retired firefighter killed in fiery crash after stopping to help driver

first_imgSarasota K9 Search & Rescue, Inc./Facebook(SARASOTA, Fla.) — A former firefighter in Florida was killed while trying to help two motorists involved in a crash, according to the Florida Highway Patrol.Wesley Weysham Jr., a former firefighter/paramedic for the Sarasota County Fire Department, had stopped on I-75 in Hillsborough County after noticing two vehicles in the middle of the road on Feb. 24, according to FHP.An impaired driver, identified by FHP as George Evans III, stopped his 2018 Toyota Tacoma in a middle lane while traveling southbound on I-75. FHP said it did not know why Evans stopped his vehicle.The highway patrol said a second driver, Veronica Gonzalez, was not able to brake in time before crashing into Evans’ vehicle. FHP said Weysham then arrived and took Evans to the inside shoulder of the road to treat him.While Weysham was helping Evans, a third driver, identified by FHP as Samuel Flores, struck Evans’ vehicle. FHP said the collision caused Evans’ vehicle to rotate and hit Weysham before catching fire and burning completely. Weysham was killed in the collision.FHP said that Flores did not see the other two vehicles stopped in the road before the collision.Sarasota County Emergency Services said Weysham served in the Sarasota County Fire Department from 2007 until 2017. Sarasota K9 Search & Rescue Inc. said Weysham was a volunteer K9 handler and a Land Navigation instructor.“He was a true example of a public servant and was still actively serving his community,” Sarasota County Emergency Services said in a Facebook post remembering Weysham. “He spent his entire career helping others and his commitment to community service was unwavering.”Gonzalez told ABC affiliate WFTS-TV she still thought about what Weysham did to help Evans and wanted to reach out to his family to offer her condolences.“I just feel really bad, you know, because he was just trying to do a good thing,” Gonzalez told WFTS-TV.Gonzalez sustained serious injuries from the incident while Evans and Flores had minor injuries, according to FHP.FHP said charges were still pending in the incident.Copyright © 2019, ABC Radio. All rights reserved.last_img read more